The word refuge keeps recurring in the Old Testament. To find refuge from Saul who wanted to kill him, David found refuge in a cave. From David’s action in the cave, it became clear that the cave was not his refuge but God was. David left the cave but his true refuge remained. His prayer in Psalm 57: true refuge is the God Most High.
Contrast this with the disciples in the storm. They had given no thought to refuge. All they had was their ability which could not save them or calm them when a storm had overwhelmed their ability. David had a refuge. The disciples had none – until Jesus came on the scene.
Where is your refuge? I need a refuge before I encounter the storm.